At Klamath & Lake Homeownership Center, our mission is to provide resources, education, assistance, and support to both prospective and existing homeowners experiencing mortgage affordability and delinquency issues.
Our certified Homeownership Counselors are available to help future home buyers identify the steps to sustainable homeownership. Families can expect guidance with:
- Budget and credit review;
- Identifying appropriate loan products and lender information;
- Down payment assistance programs and safe lending choices;
- Local realtors and insurance agents information; and
- Decision making.
We offer Financial Fitness and Home Buying Classes, as well as one-on-one, private pre-purchase consultations to help homeowners accomplish their sustainable homeownership goal.
We are here to help individual families sustain homeownership, which ultimately promotes neighborhood stabilization. We also assist prospective home buyers enter homeownership better prepared for this long-term investment and responsibility.
We can also help current homeowners by providing information about home repairs, weatherization, refinance, mortgage payment issues, as well as options for underwater situations.
For homeowners struggling with payment affordability, imminent danger of default, or active foreclosure, Certified Foreclosure Default and Intervention Counselors are available to discuss Federal and State programs, proprietary lender options, and mediation for home retention. We can also discuss home disposition when retention is not an option.
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Last year we helped 10 families make their new home purchase with confidence. We also mediated home retention options for 53 families that were as risk of losing their homes. We believe homeownership is a journey, how can we help you with yours?
“To succeed, we all need a place to call home.”