AMERICA'S POVERTY FIGHTING NETWORK
Klamath & Lake Homeownership Center
Foreclosure Prevention
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Are you having difficulty making your mortgage payments? Are you in imminent danger of foreclosure? If you would like to discuss your situation in a confidential setting with a professional, certified Foreclosure Counselor, we are here to help. We help you protect your home and credit as well as identify foreclosure options. Please click the links below to download the foreclosure prevention documents. Once you have downloaded the documents, please follow the instructions in the Foreclosure Prevention Counseling Letter. This will guide you in filling out and gathering the required forms and necessary documentation. Once everything is complete, please call (541) 882-3500 to schedule an appointment with a Foreclosure Prevention Counselor.
Foreclosure Prevention Counseling Letter: Includes a checklist of what you will need to complete and bring to your appointment.
Foreclosure Timeline: Description of the Oregon Non-Judicial foreclosure process.
Home Foreclosure Options: Assists with understanding retention and disposition options.
Foreclosure Resources: Contains a referral list for local Real Estate Offices, Property Law, Bankruptcy Attorneys, and Accountant Firms.
Client Intake Form: General information required that we collect by the state. Your information is not shared with any outside agencies or organizations and is kept confidential.
Disclosure Statement: Discusses services offered, funding sources, and organization partnerships.
Counseling Agreement and Privacy Statement: Describes the privacy of your information as well as the counseling agreement.
Authorization to Release Information: Authorizes KLHC to serve as your homeowner counselor and to speak on your behalf.
Credit Report Request: Gives permission to KLHC to obtain a credit report.
Workout Plan Worksheet: Information collected for loan modification.
Household Income & Assets Worksheet: Personal assets owend.
Budget & Expense: Outlines personal expenses.
4506-T: Request for Transcript of Tax Return.
Request for Modification and Affidavit: Required for Making Home Affordable programs.
Dodd-Frank Certification: Required for Making Home Affordable programs when loans are not guaranteed by Fannie Mae or Freddie Mac.
Klamath & Lake Homeownership Center |
Local: (541) 882-3500 |
The preparation of the KLHC portions of this website was funded by State and Federal grants through Oregon Housing and Community Services Program. The KLHC portions of this web site are not subject to state or local copyright laws. As such, any part of the KLHC portions of this website may be reprinted, copied or duplicated without the permission of the State of Oregon or KLHC.